Andrew W Tan is a trailblazing risk and governance specialist boasting two decades of experience in Big4 risk advisory, internal audit, and IT risk management. A financial services aficionado with a focus on banking, superannuation/retirement funds, and insurance, Andrew has spearheaded projects across Australia, Cambodia, Laos, Malaysia, Thailand, and Singapore. His recent foray into Islamic fintech highlights his commitment to expanding financial access for underserved communities. In 2020, he founded Alfie Tech, a game-changer leveraging AI-based behavioral scoring and digital financial data. Andrew’s initiatives with Alfie have birthed social finance and microfinance collaborations with an Islamic bank and a 5G telco, propelling innovation at the crossroads of finance and technology.